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Housing Policy, Mortgage Markets, and Housing Outcomes in Korea

Korea's Economy
About Korea's Economy

Korea’s Economy is KEI’s annual journal publication dedicated to the key issues of the day for the Korean economy. Articles in Korea’s Economy are designed to give the casual, but informed reader insight into issues related to Korea’s markets and financial institutions, economic reform, economic relations with the wider world, and North Korea. It is published jointly each year with the Korea Institute for International Economic Policy.

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Housing Policy, Mortgage Markets, and Housing Outcomes in Korea
Region: Asia
Location: Korea, South
Published May 25, 2011
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This paper aims to trace the major changes that took place in the Korean housing market and the housing finance system during the past decade, and also to offer an evaluation of government interventions on housing outcomes. We focus our attention on the role of the expansion of mortgage lending on the housing market as it interacted with inelastic supply responses to demand shocks. The paper draws lessons and policy implications from the Korean experience.

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